COMP <GO>
PRI vs HSBC // REVENUE GROWTH (YOY)
Primerica Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: PRI 5
— HSBC 7
▲ REVENUE GROWTH (YOY) LEADER: HSBC
LAST: $281.09 (-0.87%) • MKT CAP: $8.73B
revenue-growth
6.60%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
revenue-growth
23.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRI | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.20% | 9.90% | -4.70 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.7x | 21.0x | +1.70 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 2.21% | +6.42 | PRI | /fcf-yield <GO> |
| Operating Margin | 13.90% | 13.90% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 10.90% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 6.60% | 23.10% | -16.50 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.11% | 0.00% | +3.11 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.09 | 3.74 | -2.65 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.0 | 25.0 | +24.96 | PRI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 0.92 | +0.05 | PRI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 27.6x | -4.90 | PRI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.73B | $297.33B | -$288.60B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRI REV | HSBC REV | PRI GROSS % | HSBC GROSS % | PRI FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.29B | — | 44.0% | — | $753.1M | — |
| FY 2024 | $3.09B | — | 44.0% | — | $723.1M | — |
| FY 2023 | $2.75B | — | 44.0% | — | $568.8M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRI // BETA 0.97
HSBC // BETA 0.92