COMP <GO>
PNFP vs HSBC // FREE CASH FLOW YIELD
Pinnacle Financial Partners Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: PNFP 6
— HSBC 6
▲ FREE CASH FLOW YIELD LEADER: PNFP
LAST: $101.66 (-0.05%) • MKT CAP: $15.37B
fcf-yield
4.18%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
fcf-yield
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNFP VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNFP | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 9.90% | -6.30 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 29.9x | 21.0x | +8.90 | HSBC | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 4.18% | 2.21% | +1.97 | PNFP | /fcf-yield <GO> |
| Operating Margin | 22.50% | 13.90% | +8.60 | PNFP | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 10.90% | +7.50 | PNFP | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 23.10% | -24.20 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.76% | 0.00% | +1.76 | PNFP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.52 | 3.74 | -3.22 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.6 | 25.0 | +40.60 | PNFP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.92 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 27.6x | -9.60 | PNFP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.37B | $297.33B | -$281.96B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNFP REV | HSBC REV | PNFP GROSS % | HSBC GROSS % | PNFP FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | — | — | — | $642.9M | — |
| FY 2024 | $0 | — | — | — | $764.9M | — |
| FY 2023 | $0 | — | — | — | $1.28B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNFP // BETA 0.92
HSBC // BETA 0.92