COMP <GO>
PNC vs JPM // GROSS PROFIT MARGIN
PNC Financial Services Group Inc. (The) (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: PNC 5
— JPM 9
■ METRIC PARITY
LAST: $227.86 (-1.71%) • MKT CAP: $92.49B
gross-margins
41.00%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNC VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNC | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.20% | 17.37% | -16.17 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 58.3x | 9.7x | +48.63 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 3.62% | -18.14% | +21.76 | PNC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 42.07% | -28.17 | JPM | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 32.63% | -21.73 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 13.53% | -6.33 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.85% | 1.96% | +0.89 | PNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.37 | +0.08 | PNC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 2/9 | +5.00 | PNC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 4.84% | +1.66 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.2 | 49.0 | +5.19 | PNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 1.00 | -0.11 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 34.2x | 13.6x | +20.63 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $92.49B | $895.92B | -$803.43B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNC REV | JPM REV | PNC GROSS % | JPM GROSS % | PNC FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.10B | $182.45B | 44.0% | — | $3.34B | -$147.78B |
| FY 2024 | $21.55B | $177.56B | 44.0% | — | $6.91B | -$42.01B |
| FY 2023 | $21.49B | $158.10B | 44.0% | — | $9.14B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNC // BETA 0.89
JPM // BETA 1.00