COMP <GO>
PNC vs HSBC // NET PROFIT MARGIN
PNC Financial Services Group Inc. (The) (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: PNC 4
— HSBC 8
■ METRIC PARITY
LAST: $227.86 (-1.71%) • MKT CAP: $92.49B
net-margins
10.90%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
net-margins
10.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNC VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNC | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.20% | 9.90% | -8.70 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 58.3x | 21.0x | +37.30 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 3.62% | 2.21% | +1.41 | PNC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 13.90% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 10.90% | 10.90% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 23.10% | -15.90 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.85% | 0.00% | +2.85 | PNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | PNC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.2 | 25.0 | +29.24 | PNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.92 | -0.03 | HSBC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 34.2x | 27.6x | +6.60 | HSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $92.49B | $297.33B | -$204.84B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNC REV | HSBC REV | PNC GROSS % | HSBC GROSS % | PNC FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.10B | — | 44.0% | — | $3.34B | — |
| FY 2024 | $21.55B | — | 44.0% | — | $6.91B | — |
| FY 2023 | $21.49B | — | 44.0% | — | $9.14B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNC // BETA 0.89
HSBC // BETA 0.92