COMP <GO>
PHM vs MA // REVENUE GROWTH (YOY)
PulteGroup Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: PHM 5
— MA 9
▲ REVENUE GROWTH (YOY) LEADER: MA
LAST: $124.74 (+0.31%) • MKT CAP: $22.89B
revenue-growth
-3.50%
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
revenue-growth
16.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PHM VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PHM | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 16.30% | 33.50% | -17.20 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 8.2x | 29.2x | -21.00 | PHM | /valuation <GO> |
| Free Cash Flow Yield | 7.64% | 3.08% | +4.56 | PHM | /fcf-yield <GO> |
| Operating Margin | 15.60% | 57.60% | -42.00 | MA | /operating-margins <GO> |
| Net Profit Margin | 12.80% | 45.60% | -32.80 | MA | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | -3.50% | 16.40% | -19.90 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.77% | 0.49% | +0.28 | PHM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 5.23 | 11.17 | -5.94 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.7 | 70.6 | -7.91 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 0.90 | +0.09 | PHM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.6x | 31.2x | -21.60 | PHM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $22.89B | $556.88B | -$533.99B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PHM REV | MA REV | PHM GROSS % | MA GROSS % | PHM FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $17.31B | $32.79B | 44.0% | 44.0% | $1.75B | $17.16B |
| FY 2024 | $17.95B | $28.17B | 44.0% | 44.0% | $1.56B | $14.31B |
| FY 2023 | $16.06B | $25.10B | 44.0% | 44.0% | $1.47B | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PHM // BETA 0.99
MA // BETA 0.90