COMP <GO>
PGR vs HSBC // OPERATING MARGIN
Progressive Corporation (The) (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: PGR 9
— HSBC 4
▲ OPERATING MARGIN LEADER: PGR
LAST: $231.28 (+0.48%) • MKT CAP: $133.82B
operating-margins
15.70%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
operating-margins
13.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PGR VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PGR | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.00% | 9.90% | +10.10 | PGR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 21.0x | -9.80 | PGR | /valuation <GO> |
| Free Cash Flow Yield | 12.85% | 2.21% | +10.64 | PGR | /fcf-yield <GO> |
| Operating Margin ACTIVE | 15.70% | 13.90% | +1.80 | PGR | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 10.90% | +2.00 | PGR | /net-margins <GO> |
| Revenue Growth (YoY) | 16.30% | 23.10% | -6.80 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.15% | 0.00% | +2.15 | PGR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.42 | 3.74 | -1.32 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.8 | 25.0 | +39.84 | PGR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.15 | 0.92 | +0.23 | PGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 27.6x | -17.70 | PGR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $133.82B | $297.33B | -$163.51B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PGR REV | HSBC REV | PGR GROSS % | HSBC GROSS % | PGR FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $87.67B | — | 44.0% | — | $17.20B | — |
| FY 2024 | $75.37B | — | 44.0% | — | $14.83B | — |
| FY 2023 | $62.11B | — | 44.0% | — | $7.85B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PGR // BETA 1.15
HSBC // BETA 0.92