COMP <GO>
PFG vs HSBC // EV/EBITDA & P/E VALUATION
Principal Financial Group Inc (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: PFG 5
— HSBC 9
▲ EV/EBITDA & P/E VALUATION LEADER: HSBC
LAST: $111.63 (-1.78%) • MKT CAP: $24.33B
valuation
74.2x
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
valuation
21.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFG VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFG | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.80% | 9.90% | -9.10 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 74.2x | 21.0x | +53.20 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 15.75% | 2.21% | +13.54 | PFG | /fcf-yield <GO> |
| Operating Margin | 9.80% | 13.90% | -4.10 | HSBC | /operating-margins <GO> |
| Net Profit Margin | 8.00% | 10.90% | -2.90 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | -3.10% | 23.10% | -26.20 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.81% | 0.00% | +2.81 | PFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.6 | 25.0 | +27.58 | PFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.03 | 0.92 | +0.11 | PFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 27.6x | -9.60 | PFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $24.33B | $297.33B | -$272.99B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFG REV | HSBC REV | PFG GROSS % | HSBC GROSS % | PFG FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $15.63B | — | 44.0% | — | $3.83B | — |
| FY 2024 | $16.13B | — | 44.0% | — | $3.88B | — |
| FY 2023 | $13.67B | — | 44.0% | — | $3.18B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFG // BETA 1.03
HSBC // BETA 0.92