COMP <GO>
PAYX vs UNP // ALTMAN Z-SCORE & DEBT/EQUITY
Paychex Inc. (NASDAQ) VS. Union Pacific Corporation (NYSE) • 15-METRIC TALLY: PAYX 8
— UNP 7
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: UNP
LAST: $112.12 (+2.51%) • MKT CAP: $38.93B
balance-sheet
3.03
LAST: $304.00 (+0.69%) • MKT CAP: $179.42B
balance-sheet
4.31
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYX VS. UNP)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYX | UNP | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 73.40% | 41.00% | +32.40 | PAYX | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 28.60% | 20.10% | +8.50 | PAYX | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.5x | 15.3x | +0.20 | UNP | /valuation <GO> |
| Free Cash Flow Yield | 5.96% | 3.06% | +2.90 | PAYX | /fcf-yield <GO> |
| Operating Margin | 39.80% | 40.20% | -0.40 | UNP | /operating-margins <GO> |
| Net Profit Margin | 27.90% | 29.10% | -1.20 | UNP | /net-margins <GO> |
| Revenue Growth (YoY) | 16.50% | 1.10% | +15.40 | PAYX | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.08% | 1.80% | +2.28 | PAYX | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 3.03 | 4.31 | -1.28 | UNP | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | PAYX | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 7.00% | -0.40 | PAYX | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.3 | 70.0 | -16.72 | UNP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.03 | -0.11 | UNP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.6x | 23.3x | -4.70 | PAYX | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $38.93B | $179.42B | -$140.49B | UNP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYX REV | UNP REV | PAYX GROSS % | UNP GROSS % | PAYX FCF | UNP FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.30B | $24.51B | 73.4% | 44.0% | $2.32B | $5.50B |
| FY 2024 | $5.41B | $24.25B | 71.5% | 44.0% | $1.71B | $5.89B |
| FY 2023 | $5.13B | $24.12B | 44.0% | 44.0% | $1.67B | $7.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYX // BETA 0.92
UNP // BETA 1.03