COMP <GO>
ORI vs BAC // FREE CASH FLOW YIELD
Old Republic International Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ORI 10
— BAC 4
▲ FREE CASH FLOW YIELD LEADER: ORI
LAST: $38.52 (+0.21%) • MKT CAP: $9.28B
fcf-yield
8.12%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ORI VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ORI | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 2.50% | +4.80 | ORI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 10.6x | 30.2x | -19.60 | ORI | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.12% | 2.10% | +6.02 | ORI | /fcf-yield <GO> |
| Operating Margin | 12.50% | 32.90% | -20.40 | BAC | /operating-margins <GO> |
| Net Profit Margin | 10.20% | 27.00% | -16.80 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 11.00% | 6.80% | +4.20 | ORI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 8.43% | 0.00% | +8.43 | ORI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.07 | 0.45 | +0.62 | ORI | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | ORI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.4 | 27.7 | +18.75 | ORI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 0.90 | +0.10 | ORI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.2x | 10.9x | -1.70 | ORI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.28B | $357.61B | -$348.33B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ORI REV | BAC REV | ORI GROSS % | BAC GROSS % | ORI FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $9.14B | $113.10B | 44.0% | 44.0% | $753.2M | $7.52B |
| FY 2024 | $8.23B | $105.86B | 44.0% | 44.0% | $863.0M | -$13.57B |
| FY 2023 | $7.26B | $102.77B | 44.0% | 44.0% | $553.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ORI // BETA 1.00
BAC // BETA 0.90