COMP <GO>
OMF vs HSBC // 10Y YIELD & FRED MACRO BETA
OneMain Holdings Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: OMF 8
— HSBC 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: OMF
LAST: $56.55 (-4.70%) • MKT CAP: $6.83B
macro-sensitivity
1.04
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
macro-sensitivity
0.92
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OMF VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OMF | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.00% | 9.90% | -3.90 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.5x | 21.0x | -5.50 | OMF | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.21% | +19.79 | OMF | /fcf-yield <GO> |
| Operating Margin | 50.00% | 13.90% | +36.10 | OMF | /operating-margins <GO> |
| Net Profit Margin | 41.00% | 10.90% | +30.10 | OMF | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 23.10% | 0.00 | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 7.31% | 0.00% | +7.31 | OMF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.60 | 3.74 | -3.14 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.7 | 25.0 | +21.69 | OMF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.04 | 0.92 | +0.12 | OMF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.3x | 27.6x | -20.30 | OMF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.83B | $297.33B | -$290.50B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OMF REV | HSBC REV | OMF GROSS % | HSBC GROSS % | OMF FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | — | — | — | $3.13B | — |
| FY 2024 | $0 | — | — | — | $2.70B | — |
| FY 2023 | $0 | — | — | — | $2.52B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OMF // BETA 1.04
HSBC // BETA 0.92