COMP <GO>
NVR vs MA // 10Y YIELD & FRED MACRO BETA
NVR Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: NVR 5
— MA 9
▲ 10Y YIELD & FRED MACRO BETA LEADER: NVR
LAST: $5,958.56 (-1.00%) • MKT CAP: $16.04B
macro-sensitivity
1.04
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NVR VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NVR | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 32.30% | 33.50% | -1.20 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.8x | 29.2x | -19.40 | NVR | /valuation <GO> |
| Free Cash Flow Yield | 6.84% | 3.08% | +3.76 | NVR | /fcf-yield <GO> |
| Operating Margin | 15.80% | 57.60% | -41.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 13.00% | 45.60% | -32.60 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | -1.90% | 16.40% | -18.30 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 11.74 | 11.17 | +0.57 | NVR | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.3 | 70.6 | -21.34 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.04 | 0.90 | +0.14 | NVR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.2x | 31.2x | -20.00 | NVR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $16.04B | $556.88B | -$540.84B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NVR REV | MA REV | NVR GROSS % | MA GROSS % | NVR FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $10.32B | $32.79B | 44.0% | 44.0% | $1.10B | $17.16B |
| FY 2024 | $10.52B | $28.17B | 44.0% | 44.0% | $1.35B | $14.31B |
| FY 2023 | $9.52B | $25.10B | 44.0% | 44.0% | $1.07B | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NVR // BETA 1.04
MA // BETA 0.90