COMP <GO>
MTG vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
MGIC Investment Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: MTG 10
— BAC 3
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MTG
LAST: $28.41 (-1.53%) • MKT CAP: $5.92B
balance-sheet
4.05
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
balance-sheet
0.45
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTG VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTG | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.20% | 2.50% | +10.70 | MTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.8x | 30.2x | -23.40 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 14.39% | 2.10% | +12.29 | MTG | /fcf-yield <GO> |
| Operating Margin | 74.20% | 32.90% | +41.30 | MTG | /operating-margins <GO> |
| Net Profit Margin | 60.80% | 27.00% | +33.80 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.50% | 6.80% | -6.30 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.24% | 0.00% | +2.24 | MTG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 4.05 | 0.45 | +3.60 | MTG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.3 | 27.7 | +23.66 | MTG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 0.90 | +0.24 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 10.9x | -3.50 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.92B | $357.61B | -$351.69B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTG REV | BAC REV | MTG GROSS % | BAC GROSS % | MTG FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.21B | $113.10B | 44.0% | 44.0% | $851.8M | $7.52B |
| FY 2024 | $1.21B | $105.86B | 44.0% | 44.0% | $723.9M | -$13.57B |
| FY 2023 | $1.16B | $102.77B | 44.0% | 44.0% | $661.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTG // BETA 1.14
BAC // BETA 0.90