COMP <GO>
MTB vs JPM // 10Y YIELD & FRED MACRO BETA
M&T Bank Corporation (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: MTB 8
— JPM 6
▲ 10Y YIELD & FRED MACRO BETA LEADER: MTB
LAST: $220.72 (-1.50%) • MKT CAP: $32.36B
macro-sensitivity
1.11
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
macro-sensitivity
1.00
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTB VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTB | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.40% | 17.37% | -13.97 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 23.8x | 9.7x | +14.13 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 9.05% | -18.14% | +27.19 | MTB | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.07% | +32.93 | MTB | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.63% | +35.37 | MTB | /net-margins <GO> |
| Revenue Growth (YoY) | 7.50% | 13.53% | -6.03 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.78% | 1.96% | +0.82 | MTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.37 | +0.08 | MTB | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | MTB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 4.84% | +2.46 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.1 | 49.0 | -0.92 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.11 | 1.00 | +0.11 | MTB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 13.6x | -2.97 | MTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $32.36B | $895.92B | -$863.56B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTB REV | JPM REV | MTB GROSS % | JPM GROSS % | MTB FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.66B | $182.45B | 44.0% | — | $2.93B | -$147.78B |
| FY 2024 | $1.54B | $177.56B | 44.0% | — | $3.54B | -$42.01B |
| FY 2023 | $1.48B | $158.10B | 44.0% | — | $3.84B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTB // BETA 1.11
JPM // BETA 1.00