COMP <GO>
M vs MA // ALTMAN Z-SCORE & DEBT/EQUITY
Macy's Inc (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: M 5
— MA 9
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MA
LAST: $24.11 (-2.47%) • MKT CAP: $6.46B
balance-sheet
2.81
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
balance-sheet
11.17
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (M VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | M | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 38.00% | 41.00% | -3.00 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.80% | 33.50% | -21.70 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.3x | 29.2x | -22.90 | M | /valuation <GO> |
| Free Cash Flow Yield | 16.37% | 3.08% | +13.29 | M | /fcf-yield <GO> |
| Operating Margin | 4.70% | 57.60% | -52.90 | MA | /operating-margins <GO> |
| Net Profit Margin | 2.90% | 45.60% | -42.70 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | -2.40% | 16.40% | -18.80 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.05% | 0.49% | +2.56 | M | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 2.81 | 11.17 | -8.36 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.70% | 6.60% | +0.10 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.8 | 70.6 | -13.81 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.95 | 0.90 | +0.05 | M | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.4x | 31.2x | -21.80 | M | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.46B | $556.88B | -$550.42B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | M REV | MA REV | M GROSS % | MA GROSS % | M FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $21.76B | $32.79B | 38.0% | 44.0% | $1.06B | $17.16B |
| FY 2024 | $22.29B | $28.17B | 38.4% | 44.0% | $760.0M | $14.31B |
| FY 2023 | $23.09B | $25.10B | 44.0% | 44.0% | $265.9M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
M // BETA 0.95
MA // BETA 0.90