COMP <GO>
LOW vs MA // ALTMAN Z-SCORE & DEBT/EQUITY
Lowe's Companies Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: LOW 6
— MA 9
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MA
LAST: $209.07 (+0.86%) • MKT CAP: $116.30B
balance-sheet
3.05
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
balance-sheet
11.17
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LOW VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LOW | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 33.50% | 41.00% | -7.50 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 50.10% | 33.50% | +16.60 | LOW | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.8x | 29.2x | -17.40 | LOW | /valuation <GO> |
| Free Cash Flow Yield | 6.58% | 3.08% | +3.50 | LOW | /fcf-yield <GO> |
| Operating Margin | 11.80% | 57.60% | -45.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 7.70% | 45.60% | -37.90 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 3.10% | 16.40% | -13.30 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.27% | 0.49% | +1.78 | LOW | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 3.05 | 11.17 | -8.12 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.20% | 6.60% | +0.60 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.5 | 70.6 | -4.13 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.08 | 0.90 | +0.18 | LOW | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.3x | 31.2x | -14.90 | LOW | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $116.30B | $556.88B | -$440.58B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LOW REV | MA REV | LOW GROSS % | MA GROSS % | LOW FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $86.29B | $32.79B | 33.5% | 44.0% | $7.65B | $17.16B |
| FY 2024 | $83.67B | $28.17B | 33.3% | 44.0% | $7.70B | $14.31B |
| FY 2023 | $86.38B | $25.10B | 44.0% | 44.0% | $4.25B | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LOW // BETA 1.08
MA // BETA 0.90