COMP <GO>
KNSL vs BAC // NET PROFIT MARGIN
Kinsale Capital Group Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: KNSL 9
— BAC 5
▲ NET PROFIT MARGIN LEADER: BAC
LAST: $365.71 (+0.76%) • MKT CAP: $8.17B
net-margins
26.90%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KNSL VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KNSL | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.80% | 2.50% | +11.30 | KNSL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.7x | 30.2x | -15.50 | KNSL | /valuation <GO> |
| Free Cash Flow Yield | 12.12% | 2.10% | +10.02 | KNSL | /fcf-yield <GO> |
| Operating Margin | 32.80% | 32.90% | -0.10 | BAC | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 26.90% | 27.00% | -0.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 18.00% | 6.80% | +11.20 | KNSL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.19% | 0.00% | +0.19 | KNSL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.43 | 0.45 | +1.98 | KNSL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | KNSL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.90% | 6.60% | +0.30 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.6 | 27.7 | +26.90 | KNSL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 0.90 | +0.10 | KNSL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 10.9x | +2.70 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.17B | $357.61B | -$349.44B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KNSL REV | BAC REV | KNSL GROSS % | BAC GROSS % | KNSL FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.87B | $113.10B | 44.0% | 44.0% | $990.1M | $7.52B |
| FY 2024 | $1.59B | $105.86B | 44.0% | 44.0% | $952.4M | -$13.57B |
| FY 2023 | $1.22B | $102.77B | 44.0% | 44.0% | $804.7M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KNSL // BETA 1.00
BAC // BETA 0.90