COMP <GO>
JKHY vs MSFT // 10Y YIELD & FRED MACRO BETA
Jack Henry & Associates Inc. (NASDAQ) VS. Microsoft Corporation (NASDAQ) • 15-METRIC TALLY: JKHY 8
— MSFT 7
▲ 10Y YIELD & FRED MACRO BETA LEADER: JKHY
LAST: $161.34 (+1.08%) • MKT CAP: $11.19B
macro-sensitivity
1.32
LAST: $521.91 (-1.55%) • MKT CAP: $3.88T
macro-sensitivity
1.14
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JKHY VS. MSFT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JKHY | MSFT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 42.70% | 67.66% | -24.96 | MSFT | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.50% | 26.54% | -6.04 | MSFT | /roic <GO> |
| EV/EBITDA & P/E Valuation | 18.2x | 19.9x | -1.73 | JKHY | /valuation <GO> |
| Free Cash Flow Yield | 5.26% | 1.55% | +3.71 | JKHY | /fcf-yield <GO> |
| Operating Margin | 23.90% | 47.10% | -23.20 | MSFT | /operating-margins <GO> |
| Net Profit Margin | 19.20% | 41.17% | -21.97 | MSFT | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 17.91% | -10.71 | MSFT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.47% | 0.70% | +0.77 | JKHY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 10.94 | 9.35 | +1.59 | JKHY | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 6/9 | +3.00 | JKHY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 8.00% | 5.74% | +2.26 | MSFT | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.1 | 49.0 | +12.10 | JKHY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.32 | 1.14 | +0.18 | JKHY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.9x | 24.2x | -1.29 | JKHY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.19B | $3.88T | -$3.86T | MSFT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JKHY REV | MSFT REV | JKHY GROSS % | MSFT GROSS % | JKHY FCF | MSFT FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $331.84B | — | 67.9% | — | $66.99B |
| FY 2025 | $2.38B | $281.72B | 42.7% | 68.8% | $588.1M | $71.61B |
| FY 2024 | $2.22B | $245.12B | 41.3% | 69.8% | $509.9M | $74.07B |
| FY 2023 | $2.08B | $211.91B | 44.0% | 68.9% | $288.1M | $59.48B |
| FY 2022 | — | $198.27B | — | 68.4% | — | $65.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JKHY // BETA 1.32
MSFT // BETA 1.14