COMP <GO>
JKHY vs AAPL // FREE CASH FLOW YIELD
Jack Henry & Associates Inc. (NASDAQ) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: JKHY 6
— AAPL 8
▲ FREE CASH FLOW YIELD LEADER: JKHY
LAST: $161.34 (+1.08%) • MKT CAP: $11.19B
fcf-yield
5.26%
LAST: $344.63 (-1.23%) • MKT CAP: $5.03T
fcf-yield
2.72%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JKHY VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | JKHY | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 42.70% | 48.65% | -5.95 | AAPL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.50% | 81.38% | -60.88 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 18.2x | 30.1x | -11.91 | JKHY | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 5.26% | 2.72% | +2.54 | JKHY | /fcf-yield <GO> |
| Operating Margin | 23.90% | 33.17% | -9.27 | AAPL | /operating-margins <GO> |
| Net Profit Margin | 19.20% | 27.62% | -8.42 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 14.24% | -7.04 | AAPL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.47% | 0.31% | +1.16 | JKHY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 10.94 | 13.54 | -2.60 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 8.00% | 5.76% | +2.24 | AAPL | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.1 | 55.4 | +5.77 | JKHY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.32 | 1.14 | +0.18 | JKHY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.9x | 35.3x | -12.44 | JKHY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.19B | $5.03T | -$5.02T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | JKHY REV | AAPL REV | JKHY GROSS % | AAPL GROSS % | JKHY FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.38B | $416.16B | 42.7% | 46.9% | $588.1M | $98.77B |
| FY 2024 | $2.22B | $391.04B | 41.3% | 46.2% | $509.9M | $108.81B |
| FY 2023 | $2.08B | $383.29B | 44.0% | 44.1% | $288.1M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
| FY 2021 | — | $365.82B | — | 41.8% | — | $92.95B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
JKHY // BETA 1.32
AAPL // BETA 1.14