COMP <GO>
ITUB vs JPM // DIVIDEND YIELD & FCF PAYOUT SAFETY
Itau Unibanco Banco Holding SA American (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: ITUB 3
— JPM 11
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: JPM
LAST: $7.13 (-3.26%) • MKT CAP: $81.27B
dividend-safety
0.00%
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
dividend-safety
1.96%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ITUB VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ITUB | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | 17.37% | -7.47 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 9.7x | +11.33 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | -18.14% | +20.35 | ITUB | /fcf-yield <GO> |
| Operating Margin | 13.90% | 42.07% | -28.17 | JPM | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 32.63% | -21.73 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 13.53% | -5.83 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 1.96% | -1.96 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.74 | 0.37 | +3.37 | ITUB | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | ITUB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 4.84% | +1.96 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 28.1 | 49.0 | -20.91 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.00 | -0.04 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 13.6x | +16.93 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.27B | $895.92B | -$814.65B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ITUB REV | JPM REV | ITUB GROSS % | JPM GROSS % | ITUB FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $182.45B | — | — | — | -$147.78B |
| FY 2024 | — | $177.56B | — | — | — | -$42.01B |
| FY 2023 | — | $158.10B | — | — | — | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ITUB // BETA 0.96
JPM // BETA 1.00