COMP <GO>
HOG vs MA // ALTMAN Z-SCORE & DEBT/EQUITY
Harley-Davidson Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: HOG 6
— MA 8
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MA
LAST: $31.22 (+2.93%) • MKT CAP: $3.16B
balance-sheet
2.18
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
balance-sheet
11.17
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HOG VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HOG | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 23.90% | 41.00% | -17.10 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.00% | 33.50% | -15.50 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 3.5x | 29.2x | -25.70 | HOG | /valuation <GO> |
| Free Cash Flow Yield | 13.16% | 3.08% | +10.08 | HOG | /fcf-yield <GO> |
| Operating Margin | 10.70% | 57.60% | -46.90 | MA | /operating-margins <GO> |
| Net Profit Margin | 9.40% | 45.60% | -36.20 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | -13.10% | 16.40% | -29.50 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 0.49% | +2.25 | HOG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 2.18 | 11.17 | -8.99 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 75.7 | 70.6 | +5.06 | HOG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.90 | +0.02 | HOG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.6x | 31.2x | -22.60 | HOG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.16B | $556.88B | -$553.72B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HOG REV | MA REV | HOG GROSS % | MA GROSS % | HOG FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.60B | $32.79B | 23.9% | 44.0% | $415.2M | $17.16B |
| FY 2024 | $4.15B | $28.17B | 27.5% | 44.0% | $867.3M | $14.31B |
| FY 2023 | $4.88B | $25.10B | 44.0% | 44.0% | $535.2M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HOG // BETA 0.92
MA // BETA 0.90