COMP <GO>
GL vs MS // ALTMAN Z-SCORE & DEBT/EQUITY
Globe Life Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: GL 7
— MS 7
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: GL
LAST: $159.08 (-0.85%) • MKT CAP: $12.33B
balance-sheet
1.17
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
balance-sheet
0.46
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GL VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GL | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 3.00% | +21.30 | GL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 7.1x | 31.0x | -23.90 | GL | /valuation <GO> |
| Free Cash Flow Yield | 10.17% | -7.25% | +17.42 | GL | /fcf-yield <GO> |
| Operating Margin | 23.60% | 24.60% | -1.00 | MS | /operating-margins <GO> |
| Net Profit Margin | 19.40% | 20.20% | -0.80 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 3.70% | 5.50% | -1.80 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.70% | 2.21% | -1.51 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.17 | 0.46 | +0.71 | GL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | GL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 7.00% | -0.40 | GL | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 38.2 | 43.3 | -5.08 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 1.04 | -0.13 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 16.5x | -6.60 | GL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.33B | $298.41B | -$286.08B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GL REV | MS REV | GL GROSS % | MS GROSS % | GL FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $0 | 44.0% | — | $1.25B | -$17.89B |
| FY 2024 | $5.78B | $0 | 44.0% | — | $1.33B | $1.36B |
| FY 2023 | $5.45B | $0 | 44.0% | — | $1.24B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GL // BETA 0.91
MS // BETA 1.04