COMP <GO>
GL vs BAC // NET PROFIT MARGIN
Globe Life Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: GL 9
— BAC 4
▲ NET PROFIT MARGIN LEADER: BAC
LAST: $159.08 (-0.85%) • MKT CAP: $12.33B
net-margins
19.40%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GL VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GL | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 2.50% | +21.80 | GL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 7.1x | 30.2x | -23.10 | GL | /valuation <GO> |
| Free Cash Flow Yield | 10.17% | 2.10% | +8.07 | GL | /fcf-yield <GO> |
| Operating Margin | 23.60% | 32.90% | -9.30 | BAC | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 19.40% | 27.00% | -7.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 3.70% | 6.80% | -3.10 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.70% | 0.00% | +0.70 | GL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.17 | 0.45 | +0.72 | GL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | GL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 38.2 | 27.7 | +10.54 | GL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 0.90 | +0.01 | GL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 10.9x | -1.00 | GL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.33B | $357.61B | -$345.28B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GL REV | BAC REV | GL GROSS % | BAC GROSS % | GL FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $113.10B | 44.0% | 44.0% | $1.25B | $7.52B |
| FY 2024 | $5.78B | $105.86B | 44.0% | 44.0% | $1.33B | -$13.57B |
| FY 2023 | $5.45B | $102.77B | 44.0% | 44.0% | $1.24B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GL // BETA 0.91
BAC // BETA 0.90