COMP <GO>
GBCI vs BAC // RETURN ON INVESTED CAPITAL (ROIC)
Glacier Bancorp Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: GBCI 8
— BAC 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: BAC
LAST: $48.56 (-0.47%) • MKT CAP: $6.35B
roic
1.90%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
roic
2.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GBCI VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GBCI | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 1.90% | 2.50% | -0.60 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 45.1x | 30.2x | +14.90 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 5.47% | 2.10% | +3.37 | GBCI | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | GBCI | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | GBCI | /net-margins <GO> |
| Revenue Growth (YoY) | 7.50% | 6.80% | +0.70 | GBCI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.56% | 0.00% | +2.56 | GBCI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | GBCI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.10% | 6.60% | +0.50 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.5 | 27.7 | +40.87 | GBCI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.07 | 0.90 | +0.17 | GBCI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 24.7x | 10.9x | +13.80 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.35B | $357.61B | -$351.26B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GBCI REV | BAC REV | GBCI GROSS % | BAC GROSS % | GBCI FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $101.1M | $113.10B | 44.0% | 44.0% | $347.6M | $7.52B |
| FY 2024 | $94.0M | $105.86B | 44.0% | 44.0% | $209.8M | -$13.57B |
| FY 2023 | $88.5M | $102.77B | 44.0% | 44.0% | $496.7M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GBCI // BETA 1.07
BAC // BETA 0.90