COMP <GO>
FNF vs HSBC // 10Y YIELD & FRED MACRO BETA
Fidelity National Financial Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: FNF 7
— HSBC 7
▲ 10Y YIELD & FRED MACRO BETA LEADER: FNF
LAST: $40.51 (+0.57%) • MKT CAP: $10.80B
macro-sensitivity
1.08
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
macro-sensitivity
0.92
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNF VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNF | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.20% | 9.90% | -8.70 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 61.6x | 21.0x | +40.60 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.21% | +19.79 | FNF | /fcf-yield <GO> |
| Operating Margin | 35.00% | 13.90% | +21.10 | FNF | /operating-margins <GO> |
| Net Profit Margin | 28.70% | 10.90% | +17.80 | FNF | /net-margins <GO> |
| Revenue Growth (YoY) | 9.10% | 23.10% | -14.00 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 5.05% | 0.00% | +5.05 | FNF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.20% | 6.60% | +0.60 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.0 | 25.0 | +23.97 | FNF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.08 | 0.92 | +0.16 | FNF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.6x | 27.6x | -11.00 | FNF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.80B | $297.33B | -$286.52B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNF REV | HSBC REV | FNF GROSS % | HSBC GROSS % | FNF FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.10B | — | 44.0% | — | $5.73B | — |
| FY 2024 | $1.92B | — | 44.0% | — | $6.73B | — |
| FY 2023 | $1.86B | — | 44.0% | — | $6.39B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNF // BETA 1.08
HSBC // BETA 0.92