COMP <GO>
FLG vs HSBC // 10Y YIELD & FRED MACRO BETA
Flagstar Bank N.A. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: FLG 4
— HSBC 9
▲ 10Y YIELD & FRED MACRO BETA LEADER: FLG
LAST: $10.51 (+0.38%) • MKT CAP: $4.35B
macro-sensitivity
1.11
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
macro-sensitivity
0.92
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FLG VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FLG | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.60% | 9.90% | -10.50 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 21.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -5.42% | 2.21% | -7.63 | HSBC | /fcf-yield <GO> |
| Operating Margin | -17.70% | 13.90% | -31.60 | HSBC | /operating-margins <GO> |
| Net Profit Margin | -14.50% | 10.90% | -25.40 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 2.20% | 23.10% | -20.90 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 0.00% | +0.35 | FLG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 8/9 | -5.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.0 | 25.0 | +9.01 | FLG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.11 | 0.92 | +0.19 | FLG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 27.6x | -9.60 | FLG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.35B | $297.33B | -$292.98B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FLG REV | HSBC REV | FLG GROSS % | HSBC GROSS % | FLG FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | — | — | — | -$181.0M | — |
| FY 2024 | $0 | — | — | — | $86.0M | — |
| FY 2023 | $0 | — | — | — | $263.0M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FLG // BETA 1.11
HSBC // BETA 0.92