COMP <GO>
FLG vs BAC // FORWARD P/E MULTIPLE
Flagstar Bank N.A. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: FLG 3
— BAC 9
▲ FORWARD P/E MULTIPLE LEADER: BAC
LAST: $10.51 (+0.38%) • MKT CAP: $4.35B
forward-pe
18.0x
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
forward-pe
10.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FLG VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FLG | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.60% | 2.50% | -3.10 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -5.42% | 2.10% | -7.52 | BAC | /fcf-yield <GO> |
| Operating Margin | -17.70% | 32.90% | -50.60 | BAC | /operating-margins <GO> |
| Net Profit Margin | -14.50% | 27.00% | -41.50 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 2.20% | 6.80% | -4.60 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 0.00% | +0.35 | FLG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 7/9 | -4.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.0 | 27.7 | +6.34 | FLG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 0.90 | +0.21 | FLG | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 18.0x | 10.9x | +7.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.35B | $357.61B | -$353.26B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FLG REV | BAC REV | FLG GROSS % | BAC GROSS % | FLG FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | -$181.0M | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $86.0M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $263.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FLG // BETA 1.11
BAC // BETA 0.90