COMP <GO>
FHB vs BAC // PIOTROSKI F-SCORE QUALITY
First Hawaiian Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: FHB 11
— BAC 2
▲ PIOTROSKI F-SCORE QUALITY LEADER: FHB
LAST: $25.20 (-1.68%) • MKT CAP: $3.12B
piotroski-score
8/9
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
piotroski-score
7/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FHB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FHB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 2.50% | +0.50 | FHB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 24.7x | 30.2x | -5.50 | FHB | /valuation <GO> |
| Free Cash Flow Yield | 9.47% | 2.10% | +7.37 | FHB | /fcf-yield <GO> |
| Operating Margin | 38.30% | 32.90% | +5.40 | FHB | /operating-margins <GO> |
| Net Profit Margin | 31.40% | 27.00% | +4.40 | FHB | /net-margins <GO> |
| Revenue Growth (YoY) | 8.90% | 6.80% | +2.10 | FHB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.20% | 0.00% | +4.20 | FHB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 7/9 | +1.00 | FHB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.7 | 27.7 | +21.05 | FHB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 0.90 | +0.22 | FHB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.5x | 10.9x | -0.40 | FHB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.12B | $357.61B | -$354.49B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FHB REV | BAC REV | FHB GROSS % | BAC GROSS % | FHB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $880.8M | $113.10B | 44.0% | 44.0% | $295.4M | $7.52B |
| FY 2024 | $808.5M | $105.86B | 44.0% | 44.0% | $281.1M | -$13.57B |
| FY 2023 | $836.9M | $102.77B | 44.0% | 44.0% | $217.4M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FHB // BETA 1.12
BAC // BETA 0.90