COMP <GO>
FAF vs BAC // 10Y YIELD & FRED MACRO BETA
First American Corporation (New) (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: FAF 10
— BAC 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: FAF
LAST: $63.82 (+0.16%) • MKT CAP: $6.51B
macro-sensitivity
0.97
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FAF VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FAF | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.00% | 2.50% | +4.50 | FAF | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.2x | 30.2x | -21.00 | FAF | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | 2.10% | +7.36 | FAF | /fcf-yield <GO> |
| Operating Margin | 10.20% | 32.90% | -22.70 | BAC | /operating-margins <GO> |
| Net Profit Margin | 8.30% | 27.00% | -18.70 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 21.60% | 6.80% | +14.80 | FAF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.43% | 0.00% | +3.43 | FAF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.52 | 0.45 | +1.07 | FAF | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | FAF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.8 | 27.7 | +17.14 | FAF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.97 | 0.90 | +0.07 | FAF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.8x | 10.9x | -2.10 | FAF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.51B | $357.61B | -$351.10B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FAF REV | BAC REV | FAF GROSS % | BAC GROSS % | FAF FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $7.45B | $113.10B | 44.0% | 44.0% | $615.5M | $7.52B |
| FY 2024 | $6.13B | $105.86B | 44.0% | 44.0% | $621.7M | -$13.57B |
| FY 2023 | $6.00B | $102.77B | 44.0% | 44.0% | $84.1M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FAF // BETA 0.97
BAC // BETA 0.90