COMP <GO>
ESNT vs MS // OPERATING MARGIN
Essent Group Ltd. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: ESNT 10
— MS 4
▲ OPERATING MARGIN LEADER: ESNT
LAST: $67.02 (-0.86%) • MKT CAP: $6.08B
operating-margins
66.80%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
operating-margins
24.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ESNT VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ESNT | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 3.00% | +8.90 | ESNT | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.9x | 31.0x | -24.10 | ESNT | /valuation <GO> |
| Free Cash Flow Yield | 13.97% | -7.25% | +21.22 | ESNT | /fcf-yield <GO> |
| Operating Margin ACTIVE | 66.80% | 24.60% | +42.20 | ESNT | /operating-margins <GO> |
| Net Profit Margin | 54.70% | 20.20% | +34.50 | ESNT | /net-margins <GO> |
| Revenue Growth (YoY) | 1.50% | 5.50% | -4.00 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 2.21% | -0.20 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.05 | 0.46 | +3.59 | ESNT | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | ESNT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 7.00% | -0.20 | ESNT | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.1 | 43.3 | +14.84 | ESNT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.04 | -0.08 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 16.5x | -8.30 | ESNT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.08B | $298.41B | -$292.33B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ESNT REV | MS REV | ESNT GROSS % | MS GROSS % | ESNT FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $0 | 44.0% | — | $848.7M | -$17.89B |
| FY 2024 | $1.24B | $0 | 44.0% | — | $854.8M | $1.36B |
| FY 2023 | $1.11B | $0 | 44.0% | — | $713.1M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ESNT // BETA 0.96
MS // BETA 1.04