COMP <GO>
EBC vs BAC // PIOTROSKI F-SCORE QUALITY
Eastern Bankshares Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: EBC 7
— BAC 5
■ METRIC PARITY
LAST: $22.39 (-1.10%) • MKT CAP: $5.17B
piotroski-score
7/9
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
piotroski-score
7/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EBC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EBC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.70% | 2.50% | -1.80 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 30.2x | +64.80 | BAC | /valuation <GO> |
| Free Cash Flow Yield | 8.24% | 2.10% | +6.14 | EBC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | EBC | /operating-margins <GO> |
| Net Profit Margin | 65.80% | 27.00% | +38.80 | EBC | /net-margins <GO> |
| Revenue Growth (YoY) | 19.10% | 6.80% | +12.30 | EBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.04% | 0.00% | +2.04 | EBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.5 | 27.7 | +33.84 | EBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 0.90 | +0.22 | EBC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 49.2x | 10.9x | +38.30 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.17B | $357.61B | -$352.44B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EBC REV | BAC REV | EBC GROSS % | BAC GROSS % | EBC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $134.1M | $113.10B | 44.0% | 44.0% | $426.4M | $7.52B |
| FY 2024 | $112.6M | $105.86B | 44.0% | 44.0% | $278.8M | -$13.57B |
| FY 2023 | $76.9M | $102.77B | 44.0% | 44.0% | $258.2M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EBC // BETA 1.12
BAC // BETA 0.90