COMP <GO>
DAVE vs BRK-B // FORWARD P/E MULTIPLE
Dave Inc. (NASDAQ) VS. Berkshire Hathaway Inc. (NYSE) • 15-METRIC TALLY: DAVE 9
— BRK-B 4
▲ FORWARD P/E MULTIPLE LEADER: DAVE
LAST: $316.79 (-5.38%) • MKT CAP: $4.27B
forward-pe
18.3x
LAST: $542.49 (+0.10%) • MKT CAP: $1.16T
forward-pe
24.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DAVE VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DAVE | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 55.30% | 11.47% | +43.83 | DAVE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 17.5x | 9.7x | +7.82 | BRK-B | /valuation <GO> |
| Free Cash Flow Yield | 6.78% | 2.09% | +4.69 | DAVE | /fcf-yield <GO> |
| Operating Margin | 43.10% | 27.80% | +15.30 | DAVE | /operating-margins <GO> |
| Net Profit Margin | 35.40% | 22.30% | +13.10 | DAVE | /net-margins <GO> |
| Revenue Growth (YoY) | 59.70% | 3.93% | +55.77 | DAVE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 22.70 | 2.85 | +19.85 | DAVE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 4/9 | +5.00 | DAVE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 3.55% | +3.25 | BRK-B | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 39.9 | 66.8 | -26.97 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 0.61 | +0.35 | DAVE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 18.3x | 24.3x | -6.04 | DAVE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.27B | $1.16T | -$1.16T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DAVE REV | BRK-B REV | DAVE GROSS % | BRK-B GROSS % | DAVE FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $554.2M | $371.44B | 44.0% | — | $289.7M | $25.04B |
| FY 2024 | $347.1M | $371.43B | 44.0% | — | $124.9M | $11.62B |
| FY 2023 | $259.1M | $364.48B | 44.0% | — | $22.1M | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DAVE // BETA 0.96
BRK-B // BETA 0.61