COMP <GO>
CINF vs BAC // 10Y YIELD & FRED MACRO BETA
Cincinnati Financial Corporation (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: CINF 9
— BAC 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: CINF
LAST: $181.19 (-0.37%) • MKT CAP: $27.92B
macro-sensitivity
1.02
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CINF VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CINF | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.20% | 2.50% | +6.70 | CINF | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.6x | 30.2x | -17.60 | CINF | /valuation <GO> |
| Free Cash Flow Yield | 11.07% | 2.10% | +8.97 | CINF | /fcf-yield <GO> |
| Operating Margin | 23.10% | 32.90% | -9.80 | BAC | /operating-margins <GO> |
| Net Profit Margin | 18.90% | 27.00% | -8.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 11.40% | 6.80% | +4.60 | CINF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 0.00% | +1.88 | CINF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.99 | 0.45 | +1.54 | CINF | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | CINF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 6.60% | +0.40 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.5 | 27.7 | +40.83 | CINF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.02 | 0.90 | +0.12 | CINF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.9x | 10.9x | 0.00 | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $27.92B | $357.61B | -$329.69B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CINF REV | BAC REV | CINF GROSS % | BAC GROSS % | CINF FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $12.63B | $113.10B | 44.0% | 44.0% | $3.09B | $7.52B |
| FY 2024 | $11.34B | $105.86B | 44.0% | 44.0% | $2.63B | -$13.57B |
| FY 2023 | $10.01B | $102.77B | 44.0% | 44.0% | $1.60B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CINF // BETA 1.02
BAC // BETA 0.90