COMP <GO>
CHYM vs HSBC // FREE CASH FLOW YIELD
Chime Financial Inc. (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: CHYM 5
— HSBC 7
▲ FREE CASH FLOW YIELD LEADER: HSBC
LAST: $27.95 (-3.19%) • MKT CAP: $10.93B
fcf-yield
-0.42%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
fcf-yield
2.21%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CHYM VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CHYM | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 88.00% | 41.00% | +47.00 | CHYM | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -35.00% | 9.90% | -44.90 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 21.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -0.42% | 2.21% | -2.63 | HSBC | /fcf-yield <GO> |
| Operating Margin | -47.60% | 13.90% | -61.50 | HSBC | /operating-margins <GO> |
| Net Profit Margin | -46.20% | 10.90% | -57.10 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 30.70% | 23.10% | +7.60 | CHYM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 9.45 | 3.74 | +5.71 | CHYM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.3 | 25.0 | +16.25 | CHYM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 0.92 | -0.01 | HSBC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.0x | 27.6x | -5.60 | CHYM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.93B | $297.33B | -$286.40B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CHYM REV | HSBC REV | CHYM GROSS % | HSBC GROSS % | CHYM FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.19B | — | 88.0% | — | -$45.6M | — |
| FY 2024 | $1.67B | — | 87.6% | — | -$11.2M | — |
| FY 2023 | $1.28B | — | 44.0% | — | -$214.1M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CHYM // BETA 0.91
HSBC // BETA 0.92