COMP <GO>
CHH vs MA // ALTMAN Z-SCORE & DEBT/EQUITY
Choice Hotels International Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: CHH 5
— MA 9
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: MA
LAST: $111.16 (-1.60%) • MKT CAP: $5.10B
balance-sheet
3.26
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
balance-sheet
11.17
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CHH VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CHH | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.30% | 33.50% | -16.20 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.7x | 29.2x | -15.50 | CHH | /valuation <GO> |
| Free Cash Flow Yield | 3.89% | 3.08% | +0.81 | CHH | /fcf-yield <GO> |
| Operating Margin | 28.10% | 57.60% | -29.50 | MA | /operating-margins <GO> |
| Net Profit Margin | 23.20% | 45.60% | -22.40 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 0.80% | 16.40% | -15.60 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.05% | 0.49% | +0.56 | CHH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 3.26 | 11.17 | -7.91 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 8/9 | -3.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.60% | +0.70 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.5 | 70.6 | -11.18 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.13 | 0.90 | +0.23 | CHH | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.8x | 31.2x | -18.40 | CHH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.10B | $556.88B | -$551.78B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CHH REV | MA REV | CHH GROSS % | MA GROSS % | CHH FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.60B | $32.79B | 44.0% | 44.0% | $198.6M | $17.16B |
| FY 2024 | $1.58B | $28.17B | 44.0% | 44.0% | $248.1M | $14.31B |
| FY 2023 | $1.54B | $25.10B | 44.0% | 44.0% | $227.1M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CHH // BETA 1.13
MA // BETA 0.90