COMP <GO>
CFR vs HSBC // DIVIDEND YIELD & FCF PAYOUT SAFETY
Cullen/Frost Bankers Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: CFR 6
— HSBC 8
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: CFR
LAST: $157.60 (-0.16%) • MKT CAP: $9.81B
dividend-safety
2.60%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFR VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFR | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.40% | 9.90% | -6.50 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.0x | 21.0x | +5.00 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 1.30% | 2.21% | -0.91 | HSBC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 13.90% | +61.10 | CFR | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 10.90% | +57.10 | CFR | /net-margins <GO> |
| Revenue Growth (YoY) | 14.40% | 23.10% | -8.70 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.60% | 0.00% | +2.60 | CFR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.70% | 6.60% | +0.10 | HSBC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.3 | 25.0 | +29.30 | CFR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 0.92 | +0.01 | CFR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.7x | 27.6x | -14.90 | CFR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.81B | $297.33B | -$287.52B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFR REV | HSBC REV | CFR GROSS % | HSBC GROSS % | CFR FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $121.6M | — | 44.0% | — | $127.3M | — |
| FY 2024 | $106.2M | — | 44.0% | — | $861.8M | — |
| FY 2023 | $93.5M | — | 44.0% | — | $474.6M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFR // BETA 0.93
HSBC // BETA 0.92