COMP <GO>
CBZ vs MA // RETURN ON INVESTED CAPITAL (ROIC)
CBIZ Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: CBZ 5
— MA 9
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MA
LAST: $54.98 (0.00%) • MKT CAP: $2.98B
roic
5.90%
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
roic
33.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBZ VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBZ | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 12.90% | 41.00% | -28.10 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 5.90% | 33.50% | -27.60 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 17.5x | 29.2x | -11.70 | CBZ | /valuation <GO> |
| Free Cash Flow Yield | 5.88% | 3.08% | +2.80 | CBZ | /fcf-yield <GO> |
| Operating Margin | 8.50% | 57.60% | -49.10 | MA | /operating-margins <GO> |
| Net Profit Margin | 4.20% | 45.60% | -41.40 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 52.10% | 16.40% | +35.70 | CBZ | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.84 | 11.17 | -9.33 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | CBZ | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.3 | 70.6 | -2.30 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.90 | -0.01 | MA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.7x | 31.2x | -9.50 | CBZ | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.98B | $556.88B | -$553.90B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBZ REV | MA REV | CBZ GROSS % | MA GROSS % | CBZ FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.76B | $32.79B | 12.9% | 44.0% | $175.5M | $17.16B |
| FY 2024 | $1.81B | $28.17B | 10.1% | 44.0% | $110.8M | $14.31B |
| FY 2023 | $1.59B | $25.10B | 44.0% | 44.0% | $81.9M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBZ // BETA 0.89
MA // BETA 0.90