COMP <GO>
CBSH vs BAC // NET PROFIT MARGIN
Commerce Bancshares Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: CBSH 8
— BAC 5
▲ NET PROFIT MARGIN LEADER: BAC
LAST: $55.06 (-0.97%) • MKT CAP: $7.97B
net-margins
25.40%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
net-margins
27.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBSH VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBSH | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.50% | 2.50% | +2.00 | CBSH | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.1x | 30.2x | -8.10 | CBSH | /valuation <GO> |
| Free Cash Flow Yield | 7.43% | 2.10% | +5.33 | CBSH | /fcf-yield <GO> |
| Operating Margin | 30.90% | 32.90% | -2.00 | BAC | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 25.40% | 27.00% | -1.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 20.90% | 6.80% | +14.10 | CBSH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 0.00% | +1.88 | CBSH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | CBSH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | CBSH | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.5 | 27.7 | +17.83 | CBSH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.90 | -0.02 | BAC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.8x | 10.9x | +0.90 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.97B | $357.61B | -$349.63B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBSH REV | BAC REV | CBSH GROSS % | BAC GROSS % | CBSH FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | $592.4M | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $531.7M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $488.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBSH // BETA 0.88
BAC // BETA 0.90