COMP <GO>
CACC vs MS // NET PROFIT MARGIN
Credit Acceptance Corporation (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: CACC 4
— MS 9
▲ NET PROFIT MARGIN LEADER: MS
LAST: $464.89 (-19.26%) • MKT CAP: $5.98B
net-margins
0.00%
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
net-margins
20.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CACC VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CACC | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 3.00% | -3.00 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 31.0x | +64.00 | MS | /valuation <GO> |
| Free Cash Flow Yield | 17.62% | -7.25% | +24.87 | CACC | /fcf-yield <GO> |
| Operating Margin | 0.00% | 24.60% | -24.60 | MS | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 0.00% | 20.20% | -20.20 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 5.50% | +1.70 | CACC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.09 | 0.46 | +0.63 | CACC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | CACC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 7.00% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 31.7 | 43.3 | -11.63 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.04 | -0.02 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 16.5x | +123.50 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.98B | $298.41B | -$292.43B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CACC REV | MS REV | CACC GROSS % | MS GROSS % | CACC FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | $0 | 44.0% | — | $1.05B | -$17.89B |
| FY 2024 | $2.16B | $0 | 44.0% | — | $1.14B | $1.36B |
| FY 2023 | $1.90B | $0 | 44.0% | — | $1.12B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CACC // BETA 1.02
MS // BETA 1.04