COMP <GO>
CACC vs JPM // ALTMAN Z-SCORE & DEBT/EQUITY
Credit Acceptance Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: CACC 4
— JPM 10
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: CACC
LAST: $464.89 (-19.26%) • MKT CAP: $5.98B
balance-sheet
1.09
LAST: $337.04 (-1.90%) • MKT CAP: $895.92B
balance-sheet
0.37
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CACC VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CACC | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 17.37% | -17.37 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 9.7x | +85.33 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 17.62% | -18.14% | +35.76 | CACC | /fcf-yield <GO> |
| Operating Margin | 0.00% | 42.07% | -42.07 | JPM | /operating-margins <GO> |
| Net Profit Margin | 0.00% | 32.63% | -32.63 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 13.53% | -6.33 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.96% | -1.96 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.09 | 0.37 | +0.72 | CACC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | CACC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.00% | 4.84% | +2.16 | JPM | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 31.7 | 49.0 | -17.39 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.00 | +0.02 | CACC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 13.6x | +126.43 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.98B | $895.92B | -$889.94B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CACC REV | JPM REV | CACC GROSS % | JPM GROSS % | CACC FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | $182.45B | 44.0% | — | $1.05B | -$147.78B |
| FY 2024 | $2.16B | $177.56B | 44.0% | — | $1.14B | -$42.01B |
| FY 2023 | $1.90B | $158.10B | 44.0% | — | $1.12B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CACC // BETA 1.02
JPM // BETA 1.00