COMP <GO>
C vs BAC // FREE CASH FLOW YIELD
Citigroup Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: C 3
— BAC 10
▲ FREE CASH FLOW YIELD LEADER: BAC
LAST: $122.64 (-2.48%) • MKT CAP: $210.95B
fcf-yield
-18.00%
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
fcf-yield
2.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (C VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | C | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.50% | 2.50% | -1.00 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 39.9x | 30.2x | +9.70 | BAC | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -18.00% | 2.10% | -20.10 | BAC | /fcf-yield <GO> |
| Operating Margin | 20.50% | 32.90% | -12.40 | BAC | /operating-margins <GO> |
| Net Profit Margin | 16.80% | 27.00% | -10.20 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.60% | 6.80% | -1.20 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.55% | 0.00% | +2.55 | C | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.70% | 6.60% | +0.10 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 42.4 | 27.7 | +14.69 | C | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 0.90 | +0.03 | C | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 10.9x | +2.80 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $210.95B | $357.61B | -$146.65B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | C REV | BAC REV | C GROSS % | BAC GROSS % | C FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $85.22B | $113.10B | 44.0% | 44.0% | -$74.15B | $7.52B |
| FY 2024 | $80.72B | $105.86B | 44.0% | 44.0% | -$26.17B | -$13.57B |
| FY 2023 | $78.07B | $102.77B | 44.0% | 44.0% | -$76.93B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
C // BETA 0.93
BAC // BETA 0.90