COMP <GO>
BPOP vs BAC // PIOTROSKI F-SCORE QUALITY
Popular Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: BPOP 8
— BAC 4
■ METRIC PARITY
LAST: $156.61 (-1.19%) • MKT CAP: $10.11B
piotroski-score
7/9
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
piotroski-score
7/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BPOP VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BPOP | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 2.50% | +0.60 | BPOP | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.4x | 30.2x | -4.80 | BPOP | /valuation <GO> |
| Free Cash Flow Yield | 6.74% | 2.10% | +4.64 | BPOP | /fcf-yield <GO> |
| Operating Margin | 35.90% | 32.90% | +3.00 | BPOP | /operating-margins <GO> |
| Net Profit Margin | 29.40% | 27.00% | +2.40 | BPOP | /net-margins <GO> |
| Revenue Growth (YoY) | -4.40% | 6.80% | -11.20 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.95% | 0.00% | +1.95 | BPOP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 6.60% | +0.20 | BAC | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 42.6 | 27.7 | +14.95 | BPOP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 0.90 | +0.07 | BPOP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 10.9x | +0.40 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.11B | $357.61B | -$347.50B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BPOP REV | BAC REV | BPOP GROSS % | BAC GROSS % | BPOP FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $113.10B | — | 44.0% | $681.0M | $7.52B |
| FY 2024 | $0 | $105.86B | — | 44.0% | $461.3M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | 44.0% | $686.6M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BPOP // BETA 0.97
BAC // BETA 0.90