COMP <GO>
BJ vs MA // FREE CASH FLOW YIELD
BJ's Wholesale Club Holdings Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: BJ 3
— MA 12
▲ FREE CASH FLOW YIELD LEADER: MA
LAST: $107.32 (+1.81%) • MKT CAP: $13.31B
fcf-yield
2.46%
LAST: $638.01 (+0.36%) • MKT CAP: $556.88B
fcf-yield
3.08%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BJ VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BJ | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 18.60% | 41.00% | -22.40 | MA | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 25.30% | 33.50% | -8.20 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.7x | 29.2x | -19.50 | BJ | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 2.46% | 3.08% | -0.62 | MA | /fcf-yield <GO> |
| Operating Margin | 3.80% | 57.60% | -53.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 2.70% | 45.60% | -42.90 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | 4.70% | 16.40% | -11.70 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.83 | 11.17 | -6.34 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.40% | 6.60% | +0.80 | MA | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.4 | 70.6 | -3.27 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 0.90 | +0.24 | BJ | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.4x | 31.2x | -9.80 | BJ | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $13.31B | $556.88B | -$543.56B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BJ REV | MA REV | BJ GROSS % | MA GROSS % | BJ FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $21.46B | $32.79B | 18.6% | 44.0% | $328.0M | $17.16B |
| FY 2024 | $20.50B | $28.17B | 18.4% | 44.0% | $312.9M | $14.31B |
| FY 2023 | $19.97B | $25.10B | 44.0% | 44.0% | -$179.7M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BJ // BETA 1.14
MA // BETA 0.90