COMP <GO>
BILL vs MSFT // ENTERPRISE SCALE & MARKET CAP
BILL Holdings Inc. (NYSE) VS. Microsoft Corporation (NASDAQ) • 15-METRIC TALLY: BILL 5
— MSFT 9
▲ ENTERPRISE SCALE & MARKET CAP LEADER: MSFT
LAST: $48.31 (-0.33%) • MKT CAP: $4.16B
market-cap
$4.16B
LAST: $521.91 (-1.55%) • MKT CAP: $3.88T
market-cap
$3.88T
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BILL VS. MSFT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BILL | MSFT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 81.40% | 67.66% | +13.74 | BILL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -1.20% | 26.54% | -27.74 | MSFT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 19.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.32% | 1.55% | +6.77 | BILL | /fcf-yield <GO> |
| Operating Margin | -5.50% | 47.10% | -52.60 | MSFT | /operating-margins <GO> |
| Net Profit Margin | 1.60% | 41.17% | -39.57 | MSFT | /net-margins <GO> |
| Revenue Growth (YoY) | 13.40% | 17.91% | -4.51 | MSFT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.70% | -0.70 | MSFT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.62 | 9.35 | -8.73 | MSFT | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 6/9 | +3.00 | BILL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 8.00% | 5.74% | +2.26 | MSFT | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.0 | 49.0 | +6.01 | BILL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.33 | 1.14 | +0.19 | BILL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 24.2x | +115.81 | MSFT | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $4.16B | $3.88T | -$3.87T | MSFT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BILL REV | MSFT REV | BILL GROSS % | MSFT GROSS % | BILL FCF | MSFT FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $331.84B | — | 67.9% | — | $66.99B |
| FY 2025 | $1.46B | $281.72B | 81.4% | 68.8% | $346.3M | $71.61B |
| FY 2024 | $1.29B | $245.12B | 81.8% | 69.8% | $277.8M | $74.07B |
| FY 2023 | $1.06B | $211.91B | 44.0% | 68.9% | $140.1M | $59.48B |
| FY 2022 | — | $198.27B | — | 68.4% | — | $65.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BILL // BETA 1.33
MSFT // BETA 1.14