COMP <GO>
BILL vs AAPL // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
BILL Holdings Inc. (NYSE) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: BILL 3
— AAPL 10
▲ OPTIONS IMPLIED MOVE & PUT/CALL SKEW LEADER: AAPL
LAST: $48.31 (-0.33%) • MKT CAP: $4.16B
options-implied-move
8.00%
LAST: $344.63 (-1.23%) • MKT CAP: $5.03T
options-implied-move
5.76%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BILL VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BILL | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 81.40% | 48.65% | +32.75 | BILL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -1.20% | 81.38% | -82.58 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.1x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.32% | 2.72% | +5.60 | BILL | /fcf-yield <GO> |
| Operating Margin | -5.50% | 33.17% | -38.67 | AAPL | /operating-margins <GO> |
| Net Profit Margin | 1.60% | 27.62% | -26.02 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 13.40% | 14.24% | -0.84 | AAPL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.31% | -0.31 | AAPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.62 | 13.54 | -12.92 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 9/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | 8.00% | 5.76% | +2.24 | AAPL | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.0 | 55.4 | -0.32 | AAPL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.33 | 1.14 | +0.19 | BILL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 140.0x | 35.3x | +104.66 | AAPL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.16B | $5.03T | -$5.03T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BILL REV | AAPL REV | BILL GROSS % | AAPL GROSS % | BILL FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.46B | $416.16B | 81.4% | 46.9% | $346.3M | $98.77B |
| FY 2024 | $1.29B | $391.04B | 81.8% | 46.2% | $277.8M | $108.81B |
| FY 2023 | $1.06B | $383.29B | 44.0% | 44.1% | $140.1M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
| FY 2021 | — | $365.82B | — | 41.8% | — | $92.95B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BILL // BETA 1.33
AAPL // BETA 1.14