COMP <GO>
BFH vs TSLA // NET PROFIT MARGIN
Bread Financial Holdings Inc. (NYSE) VS. Tesla, Inc. (NASDAQ) • 15-METRIC TALLY: BFH 11
— TSLA 4
▲ NET PROFIT MARGIN LEADER: BFH
LAST: $103.41 (-2.13%) • MKT CAP: $4.01B
net-margins
46.10%
LAST: $399.81 (-0.87%) • MKT CAP: $1.58T
net-margins
3.11%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BFH VS. TSLA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BFH | TSLA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 19.29% | +21.71 | BFH | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.40% | 3.39% | +3.01 | BFH | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.6x | 199.0x | -186.44 | BFH | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 0.21% | +21.79 | BFH | /fcf-yield <GO> |
| Operating Margin | 56.30% | 3.35% | +52.95 | BFH | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 46.10% | 3.11% | +42.99 | BFH | /net-margins <GO> |
| Revenue Growth (YoY) | 12.10% | 8.30% | +3.80 | BFH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.00% | 0.00% | +1.00 | BFH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.48 | 15.35 | -14.87 | TSLA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | BFH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 8.72% | -1.42 | BFH | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.1 | 60.9 | -9.76 | TSLA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 1.89 | -0.77 | TSLA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.5x | 174.4x | -167.93 | BFH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.01B | $1.58T | -$1.58T | TSLA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BFH REV | TSLA REV | BFH GROSS % | TSLA GROSS % | BFH FCF | TSLA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $94.83B | — | 18.0% | $2.09B | $6.22B |
| FY 2024 | $0 | $97.69B | — | 17.9% | $1.86B | $3.58B |
| FY 2023 | $0 | $96.77B | — | 18.3% | $1.99B | $4.36B |
| FY 2022 | — | $81.46B | — | 25.6% | — | $7.57B |
| FY 2021 | — | $53.82B | — | 25.3% | — | $5.01B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BFH // BETA 1.12
TSLA // BETA 1.89