COMP <GO>
BFH vs AMZN // FREE CASH FLOW YIELD
Bread Financial Holdings Inc. (NYSE) VS. Amazon.com, Inc. (NASDAQ) • 15-METRIC TALLY: BFH 6
— AMZN 5
▲ FREE CASH FLOW YIELD LEADER: BFH
LAST: $103.41 (-2.13%) • MKT CAP: $4.01B
fcf-yield
22.00%
LAST: $240.35 (-1.41%) • MKT CAP: $2.59T
fcf-yield
-1.81%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BFH VS. AMZN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BFH | AMZN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.40% | 17.61% | -11.21 | AMZN | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.6x | 15.8x | -3.15 | BFH | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 22.00% | -1.81% | +23.81 | BFH | /fcf-yield <GO> |
| Operating Margin | 56.30% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 46.10% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 12.10% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.00% | 0.00% | +1.00 | BFH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.48 | 3.32 | -2.84 | AMZN | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | BFH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 7.30% | 6.73% | +0.57 | AMZN | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.1 | 38.3 | +12.84 | BFH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 1.46 | -0.34 | AMZN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.5x | 22.8x | -16.25 | BFH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.01B | $2.59T | -$2.59T | AMZN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BFH REV | AMZN REV | BFH GROSS % | AMZN GROSS % | BFH FCF | AMZN FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $0 | — | — | — | -$46.89B |
| FY 2025 | $0 | $0 | — | — | $2.09B | $10.56B |
| FY 2024 | $0 | $0 | — | — | $1.86B | $42.95B |
| FY 2023 | $0 | $0 | — | — | $1.99B | $16.92B |
| FY 2022 | — | $0 | — | — | — | -$26.32B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BFH // BETA 1.12
AMZN // BETA 1.46