COMP <GO>
ALLY vs HSBC // DIVIDEND YIELD & FCF PAYOUT SAFETY
Ally Financial Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: ALLY 8
— HSBC 5
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: ALLY
LAST: $38.17 (-3.71%) • MKT CAP: $12.06B
dividend-safety
3.14%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALLY VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALLY | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 9.90% | -5.80 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.1x | 21.0x | -5.90 | ALLY | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.21% | +19.79 | ALLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 13.90% | +61.10 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 10.90% | +57.10 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 3.80% | 23.10% | -19.30 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 3.14% | 0.00% | +3.14 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 3.74 | -3.29 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | ALLY | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.0 | 25.0 | +19.99 | ALLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.92 | -0.04 | HSBC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.2x | 27.6x | -14.40 | ALLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.06B | $297.33B | -$285.27B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALLY REV | HSBC REV | ALLY GROSS % | HSBC GROSS % | ALLY FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | — | 44.0% | — | $3.67B | — |
| FY 2024 | $1.20B | — | 44.0% | — | $4.47B | — |
| FY 2023 | $968.0M | — | 44.0% | — | $4.51B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALLY // BETA 0.88
HSBC // BETA 0.92