COMP <GO>
ALLY vs BAC // FORWARD P/E MULTIPLE
Ally Financial Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ALLY 9
— BAC 4
▲ FORWARD P/E MULTIPLE LEADER: BAC
LAST: $38.17 (-3.71%) • MKT CAP: $12.06B
forward-pe
13.2x
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
forward-pe
10.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALLY VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALLY | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 2.50% | +1.60 | ALLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.1x | 30.2x | -15.10 | ALLY | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.10% | +19.90 | ALLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 3.80% | 6.80% | -3.00 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.14% | 0.00% | +3.14 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 0.45 | 0.00 | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | ALLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.50% | 6.60% | -0.10 | ALLY | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.0 | 27.7 | +17.32 | ALLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.90 | -0.02 | BAC | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 13.2x | 10.9x | +2.30 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.06B | $357.61B | -$345.55B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALLY REV | BAC REV | ALLY GROSS % | BAC GROSS % | ALLY FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $113.10B | 44.0% | 44.0% | $3.67B | $7.52B |
| FY 2024 | $1.20B | $105.86B | 44.0% | 44.0% | $4.47B | -$13.57B |
| FY 2023 | $968.0M | $102.77B | 44.0% | 44.0% | $4.51B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALLY // BETA 0.88
BAC // BETA 0.90