COMP <GO>
AIZ vs HSBC // GROSS PROFIT MARGIN
Assurant Inc. (NYSE) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: AIZ 5
— HSBC 6
■ METRIC PARITY
LAST: $292.80 (+0.04%) • MKT CAP: $14.44B
gross-margins
41.00%
LAST: $85.42 (-1.36%) • MKT CAP: $297.33B
gross-margins
41.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AIZ VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AIZ | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.00% | 9.90% | -4.90 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 20.1x | 21.0x | -0.90 | AIZ | /valuation <GO> |
| Free Cash Flow Yield | 11.07% | 2.21% | +8.86 | AIZ | /fcf-yield <GO> |
| Operating Margin | 8.30% | 13.90% | -5.60 | HSBC | /operating-margins <GO> |
| Net Profit Margin | 6.80% | 10.90% | -4.10 | HSBC | /net-margins <GO> |
| Revenue Growth (YoY) | 7.90% | 23.10% | -15.20 | HSBC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.17% | 0.00% | +1.17 | AIZ | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.05 | 3.74 | -2.69 | HSBC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.60% | 6.60% | 0.00 | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.6 | 25.0 | +40.58 | AIZ | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.92 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.3x | 27.6x | -12.30 | AIZ | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.44B | $297.33B | -$282.89B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AIZ REV | HSBC REV | AIZ GROSS % | HSBC GROSS % | AIZ FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $12.81B | — | 44.0% | — | $1.60B | — |
| FY 2024 | $11.88B | — | 44.0% | — | $1.11B | — |
| FY 2023 | $11.13B | — | 44.0% | — | $637.2M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AIZ // BETA 0.92
HSBC // BETA 0.92