COMP <GO>
AFG vs MS // ALTMAN Z-SCORE & DEBT/EQUITY
American Financial Group Inc. (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: AFG 9
— MS 5
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: AFG
LAST: $153.87 (+0.50%) • MKT CAP: $12.70B
balance-sheet
0.84
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
balance-sheet
0.46
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AFG VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AFG | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 41.00% | 41.00% | 0.00 | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.70% | 3.00% | +2.70 | AFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 16.3x | 31.0x | -14.70 | AFG | /valuation <GO> |
| Free Cash Flow Yield | 9.18% | -7.25% | +16.43 | AFG | /fcf-yield <GO> |
| Operating Margin | 13.10% | 24.60% | -11.50 | MS | /operating-margins <GO> |
| Net Profit Margin | 10.30% | 20.20% | -9.90 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | -1.80% | 5.50% | -7.30 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.77% | 2.21% | +2.56 | AFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 0.84 | 0.46 | +0.38 | AFG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | AFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | 6.80% | 7.00% | -0.20 | AFG | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 69.8 | 43.3 | +26.51 | AFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.98 | 1.04 | -0.06 | MS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 16.5x | -2.50 | AFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.70B | $298.41B | -$285.71B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AFG REV | MS REV | AFG GROSS % | MS GROSS % | AFG FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $8.17B | $0 | 44.0% | — | $1.17B | -$17.89B |
| FY 2024 | $8.32B | $0 | 44.0% | — | $777.4M | $1.36B |
| FY 2023 | $7.83B | $0 | 44.0% | — | $1.62B | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AFG // BETA 0.98
MS // BETA 1.04